A platform built for sponsor banks, lenders, and capital partners
Fidavio is designed for regulated partners that want a clear program structure, clean separation of responsibilities, and a credible operating posture from day one.
A platform built for regulated partners
Fidavio partners with sponsor banks, lenders, credit unions, and embedded finance providers that support high-growth specialty merchants with built-in financing demand.
Sponsor banks
Role: origination, lender-of-record structure, credit policy, compliance oversight, and regulatory infrastructure.
Lenders and credit unions
Role: funding, loan participation, credit policy support, portfolio acquisition, or specialty finance partnership.
Embedded finance platforms
Role: infrastructure, loan origination systems, decisioning support, servicing integrations, and workflow enablement.
Capital partners
Role: warehouse facilities, forward-flow arrangements, credit enhancement structures, and receivables funding.
Sponsor-bank origination and loan funding are separate workstreams. A bank may originate loans, while a separate funding partner or facility purchases or holds the receivables. Fidavio designs around that distinction.
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Fidavio is actively meeting with sponsor banks, lenders, credit unions, embedded finance providers, capital partners, and compliance advisors to shape a compliant, durable program structure.